Credit Support for Small Businesses

Kentucky Small Business Credit Initiative (KSBCI)

Due to the risky nature of small businesses, many entrepreneurs struggle to find traditional lending opportunities to start or expand their business. In an effort to help mitigate the risk associated with lending to small businesses, the Cabinet for Economic Development offers three distinct credit enhancement programs designed to generate jobs and increase the availability of credit to small businesses by reducing the risk participating lenders, credit unions, and community development financial institutions assume. KSBCI will leverage funding from these private lenders to help finance creditworthy small businesses that would typically fall just outside a lender’s normal underwriting standards.

Are you an entrepreneur seeking financing?
Contact a participating lender to start the process.

Are you a lender and would like to enroll in the program?
Only approved lenders can participate in the KSBCI program. For more information about becoming an eligible lender, please visit the KSBCI Lender Resource Page or contact the Cabinet for Economic Development at (800) 626-2930

Next Steps:
Small Business Credit Initiative Marketing Sheet
Small Business Credit Initiative Quick Fact Sheet
U.S. Department of Treasury’s Federal Small Business Credit Initiative Program

Kentucky Cabinet for Economic Development   Old Capitol Annex  300 West Broadway   Frankfort, KY 40601
502-564-7140 (local)   800-626-2930 (toll free)